Vol. 2 No. 8 (2025), Articles
Vol. 2 No. 8 (2025)

THE ROLE OF BLOCKCHAIN IN ENHANCING FINANCIAL INCLUSION IN EMERGING MARKETS

Articles
Published 2025-05-14
Suyunova Lobar
BBA Student, Sambhram University, Jizzax, Uzbekistan
Saydullayev Abror
BBA Student, Sambhram University, Jizzax, Uzbekistan.
To`ychiyev Sarvar
BBA Student, Sambhram University, Jizzax, Uzbekistan
Mr. Subhadhanuraja G
Assistant Professor, Department of Business Administration, Sambhram University, Jizzax, Uzbekistan

Abstract

This article investigates how blockchain technology is revolutionizing financial inclusion efforts in emerging markets. It examines how decentralized financial systems (DeFi), digital identity solutions, and blockchain-based payment systems are expanding access to financial services for unbanked and underbanked populations. Drawing on case studies from Kenya, India, and the Philippines, and referencing global institutions such as the World Bank and the International Monetary Fund, the paper highlights both the transformative potential and key limitations of blockchain in achieving inclusive finance. It offers recommendations for governments, NGOs, and Fintech companies on scalable blockchain adoption models that address infrastructural, legal, and educational challenges.

 

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References

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