EFFECT OF THE HOUSING POLICIES IN UZBEKISTAN

Abstract

This article provides an in-depth analysis of the impact of housing policy in Uzbekistan on socio-economic development and the improvement of the population’s living standards. The study reveals that state-implemented mortgage programs, affordable housing construction projects, integrated urban and rural development policies, and mechanisms for expanding private sector participation significantly contribute to improving housing provision for the population. At the same time, these reforms positively influence the growth of economic activity, the development of the construction sector, the creation of new job opportunities, and the strengthening of social stability. The study shows that close cooperation between government bodies, the banking system, and private construction companies further enhances the effectiveness of housing policy. The consistent implementation of housing policy in Uzbekistan serves to improve living conditions and ensure sustainable urbanization processes.