Keywords
Abstract
Maqolada elektron to‘lov tizimlarining bank sektori va chakana savdo faoliyatiga iqtisodiy ta’siri tahlil qilinadi. Elektron to‘lovlar naqd pul muomalasini qisqartirish, bank xizmatlari qamrovini kengaytirish, savdo aylanmasini tezlashtirish, operatsion xarajatlarni kamaytirish, mijozlar xatti-harakatini raqamli ma’lumotlar asosida o‘rganish va moliyaviy shaffoflikni kuchaytiruvchi omil sifatida baholanadi. Banklar uchun elektron to‘lovlar yangi xizmatlar, komissiya daromadlari, mijoz bazasini kengaytirish va raqamli ekotizim yaratish imkonini beradi.
References
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