Abstract
Mazkur maqolada depozit tushunchasining iqtisodiy mohiyati, uning asosiy turlari hamda zamonaviy iqtisodiyotdagi roli chuqur tahlil qilinadi. Tadqiqotda tijorat banklarining resurs bazasini shakllantirishda depozitlarning o‘rni, ularning likvidlikni ta’minlashdagi ahamiyati va iqtisodiy o‘sishga ta’siri ilmiy asosda yoritiladi. Shuningdek, depozitlarning tasnifi, ularning afzallik va kamchiliklari, hamda bank tizimidagi funksional vazifalari ko‘rib chiqiladi. Maqolada O‘zbekiston va xalqaro bank amaliyotiga oid ilmiy adabiyotlar tahlil qilinib, depozit siyosatini takomillashtirish bo‘yicha xulosalar beriladi.
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