Abstract
Ushbu maqolada Markaziy bank raqamli valyutasi (CBDC) tushunchasining nazariy asoslari va uning O‘zbekiston sharoitida pul-kredit siyosati samaradorligiga ta’siri tahlil qilinadi. Tadqiqotda CBDCning monetar transmissiya mexanizmlarini kuchaytirishdagi roli, bank tizimi likvidligiga ta’siri hamda moliyaviy inklyuzivlikni oshirish imkoniyatlari yoritilgan. Shuningdek, raqamli so‘mni joriy etish bilan bog‘liq xavf-xatarlar va ularni yumshatish bo‘yicha takliflar berilgan.
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