Abstract
Ushbu maqolada O‘zbekistonda moliyaviy texnologiyalar sohasida boshlangan yangi islohotlar bosqichi kompleks ravishda tahlil qilinadi. Prezident tomonidan ilgari surilgan milliy FinTech strategiyasi, 1 milliard dollarlik investitsiya jalb qilish rejasi, 50 million dollarlik venchur fondi, Open Banking tizimi, raqamli valyutalar va tokenlashtirish tajribalari iqtisodiyotning raqamli transformasiyasida muhim omillar sifatida ko‘rib chiqiladi. Shuningdek kadrlar salohiyatini oshirish dasturlari va startap ekotizimi rivoji makroiqtisodiy samaradorlik nuqtai nazaridan baholanadi.Islohotlarning yashirin iqtisodiyot, investitsion jozibadorlik va iqtisodiy o‘sishga kutilayotgan ta’siri asoslangan holda yoritiladi.
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