Vol. 2 No. 3 (2025), Articles
Vol. 2 No. 3 (2025)

GLOBALLASHUV SHAROITIDA BANK XIZMATLARINI RAQAMLASHTIRISH VA ULARNING SAMARADORLIGI

Articles
Published 2025-11-29
Ochilov Abbos Shokir oʻgʻli
O'zbekiston Respublikasi Vazirlar Mahkamasi huzuridagi Biznes va tadbirkorlik Oliy biznes maktabi, Global Menejment magistr tinglovchisi ish joyi : "Turon bank" ATB
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Keywords

Globallashuv, raqamli bank, fintex, bank xizmatlari, moliyaviy samaradorlik, elektron to‘lovlar, raqamli transformatsiya, innovatsion texnologiyalar.

Abstract

Mazkur maqolada globallashuv sharoitida bank xizmatlarini raqamlashtirish jarayonlari va ularning moliyaviy tizim samaradorligiga ta’siri ilmiy jihatdan tahlil qilingan. Bank sohasida raqamli texnologiyalarni joriy etishning institutsional, iqtisodiy va texnologik omillari ochib berilgan hamda O‘zbekiston bank tizimi misolida raqamlashtirishning amaliy natijalari baholangan. Shuningdek, raqamli bank xizmatlari orqali xizmat sifati, tezkorlik va shaffoflik darajasining oshishi, operatsiya xarajatlarining kamayishi hamda mijozlar maydonining kengayishi kabi omillar ilmiy asoslangan holda yoritilgan.

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