Abstract
References
1. Federal Reserve System (The Fed). https://www.federalreserve.gov/econres/notes/feds-notes/credit-portfolio- convergence-in-u-s-banks-since-the accessible-shock-20211126. source 42
2. MarketWatch & Reuters. he Wall Street Journal page (24-28)
3. European Banking Authority (EBA). S&P Global Market Intelligence. uropean Central Bank (ECB)