Abstract
Ushbu ilmiy ishda O‘zbekiston tijorat banklari faoliyatining hozirgi holati tahlil qilingan. So‘nggi yillarda bank tizimida amalga oshirilayotgan islohotlar, raqamli transformatsiya jarayonlari hamda bank xizmatlari bozoridagi raqobatning kuchayishi natijasida sektorning moliyaviy ko‘rsatkichlarida sezilarli ijobiy o‘zgarishlar kuzatilmoqda. Tadqiqot davomida Markaziy bank statistik ma’lumotlari asosida tijorat banklarining aktivlari, kredit portfeli, depozitlar va kapital hajmining o‘sish dinamikasi yoritilgan.
References
1. Central Bank of the Republic of Uzbekistan (CBU). Information on main indicators of banking sector. https://www.cbu.uz/en/statistics/bankstats/1785949/ — ko‘rsatkichlar: 2023/2024 yillar bank aktivlari, kredit qo‘yilmalar, depozitlar haqida.
2. Central Bank of the Republic of Uzbekistan. Information on major indicators of commercial banks as of January 1, 2024. https://www.cbu.uz/en/statistics/bankstats/1569883/ — tijorat banklari asosiy ko‘rsatkichlari.
3. Central Bank of the Republic of Uzbekistan. Categorization of commercial banks in terms of total and authorized capital levels as of 1 October 2024. https://www.cbu.uz/en/statistics/bankstats/1923850/ — banklar soni va kapitali tahlili.
4. International Monetary Fund (IMF). Republic of Uzbekistan: Financial Sector Assessment Program — Detailed Assessment of the Financial Sector, 2025. — bank sektori islohotlari va barqarorligi haqida.
5. German Economic Team. Banking Sector Monitor Uzbekistan, 2023. — Uzbekistan bank sektori tuzilishi va davlat ulushi bo‘yicha ma’lumot.
6. Central Bank of the Republic of Uzbekistan. Statistical Bulletin — June 2025. bank tizimi haqida so‘nggi statistik hisobot.