Vol. 1 No. 8 (2025), Articles
Vol. 1 No. 8 (2025)

BANK FAOLIYATINI MOLIYAVIY BAHOLASHDA SUN`IY INTELLEKTDAN FOYDALANISH ZARURIYATI

Articles
Published 2025-05-04
Ziyodullayev Ma'rufjon Asatullo o'g'li
"O'zmilliybank" AJ Ichki nazorat deportamenti bo'lim boshlig'i
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Keywords

sun’iy intellekt, moliyaviy tahlil, bank ko‘rsatkichlari, risk menejmenti, aktiv-passiv boshqaruvi, AI-based decision making, prediktiv tahlil.

Abstract

Ushbu maqolada bank faoliyatini moliyaviy baholash jarayonida sun’iy intellekt texnologiyalaridan foydalanish zaruriyati tahlil qilinadi. Moliyaviy ko‘rsatkichlarning dinamikasi, kredit risklarining prognozi, aktiv va passivlarning balanslashuvi kabi murakkab jarayonlarni avtomatik tarzda tahlil qilishda sun’iy intellekt imkoniyatlari yoritiladi. AI asosida qaror qabul qilish banklarning strategik barqarorligi va samaradorligini oshirishda muhim vosita sifatida asoslab beriladi.

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References

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