Abstract
This paper analyzes the efficiency of investment management in Uzbekistan’s housing construction sector, based on official statistics and international sources. The results show a sharp increase in investment and stable growth in the mortgage market. Key recommendations include financing diversification, development of PPP mechanisms, and promotion of resource-efficient technologies.
References
1. State Statistics Committee. (2024). Reports on Investments and Construction. Tashkent: stat.uz.
2. International Energy Agency. (2019). Strategy for the Transition to a Green Economy, 2019–2030. Retrieved from https://www.iea.org/policies/11979-strategy-for-the-transition-to-a-green-economy-for-the-2019-2030
3. Asian Development Bank. (2023). Mortgage Market Sector Development Program: Uzbekistan. Retrieved from https://www.adb.org/projects/51348-001/main
4. Daryo.uz. (2024, January 25). Mortgage Lending Skyrockets to $1.4bn in Uzbekistan’s Commercial Banks in 2023. Retrieved from https://daryo.uz/en/2024/01/25/mortgage-lending-skyrockets-to-14bn-in-uzbekistans-commercial-banks-in-2023
5. Uzbuild.uz. (2025, July 1). Mortgage Market in Uzbekistan Is Growing Again: The Volume of Loans and the Number of Borrowers Have Increased Dramatically. Retrieved from https://uzbuild.uz/en/news/mortgage-market-in-uzbekistan-is-growing-again-the-volume-of-loans-and-the-number-of-borrowers-have-increased-dramatically
6. ResearchGate. (2024). Enhancing Housing Finance for Socio-Economic Stability in Uzbekistan. Retrieved from https://www.researchgate.net/publication/380574562