Keywords
Abstract
As the digital economy continues to expand rapidly, the Islamic financial system is also striving to adapt to modern technologies. In particular, artificial intelligence plays a significant role in increasing the efficiency of Islamic finance. This article explores the possibilities of using artificial intelligence to evaluate the effectiveness of Islamic financial instruments such as mudarabah, musharakah, ijarah, and sukuk within the digital economy. It also examines how these tools can be used to identify and manage financial risks, and how AI algorithms can be applied to assess profitability. The analysis is supported by real-world examples, current trends, and leading international practices, culminating in practical conclusions.
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