Vol. 1 No. 4 (2025), Articles
Vol. 1 No. 4 (2025)

TIJORAT BANKLARIDA IPOTEKA KREDITLASH AMALIYOTINI MODERNIZATSIYA QILISH: TEXNOLOGIK INNOVATSIYALAR VA IMKONIYATLAR

Articles
Published 2025-03-05
Satimov Adxamjon Umarjonovich
O‘zbekiston Respublikasi Bank-moliya akademiyasi magistranti. ORCID: 0009-0005-6407-533X
Rustamova Zilola Umarjon qizi
O‘zbekiston Respublikasi Bank-moliya akademiyasi magistranti. ORCID: 0009-0002-4878-330X
Yunusov Abrorjon Muxtorovich
O‘zbekiston Respublikasi Vazirlar Mahkamasi huzuridagi Biznes va tadbirkorlik oliy maktabi magistranti. ORCID: 0009-0000-2380-6080

Abstract

Bugungi kunda tijorat banklarining ipoteka kreditlash sohasida faoliyat yuritishi iqtisodiyotning muhim tarmoqlaridan biriga aylangan. Ipoteka kreditlari, nafaqat uy-joyni sotib olish imkoniyatini yaratish, balki milliy iqtisodiyotning rivojlanishiga ham ta’sir ko‘rsatadi. Shuningdek, bu tizim banklar uchun muhim daromad manbaidir. Biroq, ipoteka kreditlash jarayonida hali ham samaradorlikni oshirish va mijozlarga yanada qulaylik yaratish uchun bir qator muammolar mavjud.

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References

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